Privacy Policy

 1. INTRODUCTION
Etihad Capital PSJC (“we”, “us”, or “our”) is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information.

2. INFORMATION WE COLLECT
2.1 Personal Information:
– Name, date of birth, nationality
– Contact information (email, phone, address)
– Government-issued identification documents
– Financial information and investment history
– Employment and income information

2.2 Automatically Collected Information:
– IP address and device information
– Browser type and operating system
– Usage data and interaction with our services
– Cookies and similar tracking technologies

3. HOW WE USE YOUR INFORMATION
3.1 To provide and maintain our services
3.2 To process transactions and manage your account
3.3 To comply with legal and regulatory requirements
3.4 To communicate with you about our services
3.5 To improve our services and user experience
3.6 To detect and prevent fraud and security threats

4. INFORMATION SHARING AND DISCLOSURE
4.1 We may share your information with:
– Regulatory authorities and government agencies as required by law
– Service providers who assist in our operations
– Professional advisors (lawyers, accountants, auditors)
– In connection with business transfers or mergers

4.2 We do not sell your personal information to third parties.

5. DATA SECURITY
5.1 We implement appropriate technical and organizational measures to protect your information.
5.2 We use encryption, secure servers, and access controls.
5.3 Regular security assessments and updates are conducted.
5.4 Despite our efforts, no security system is impenetrable.

6. DATA RETENTION
6.1 We retain your information for as long as necessary to:
– Provide our services
– Comply with legal obligations
– Resolve disputes and enforce agreements

6.2 Retention periods vary based on the type of information and applicable regulations.

7. YOUR RIGHTS
7.1 You have the right to:
– Access your personal information
– Request correction of inaccurate information
– Request deletion of your information (subject to legal requirements)
– Object to processing of your information
– Request data portability

7.2 To exercise these rights, please contact us using the information provided below.

8. COOKIES AND TRACKING TECHNOLOGIES
8.1 We use cookies to enhance your experience and analyze usage patterns.
8.2 You can control cookie preferences through your browser settings.
8.3 Disabling cookies may affect functionality of our services.

9. INTERNATIONAL DATA TRANSFERS
9.1 Your information may be transferred to and processed in countries outside the UAE.
9.2 We ensure appropriate safeguards are in place for such transfers.

10. CHILDREN’S PRIVACY
Our services are not intended for individuals under 18 years of age. We do not knowingly collect information from children.

11. CHANGES TO THIS PRIVACY POLICY
11.1 We may update this Privacy Policy from time to time.
11.2 We will notify you of material changes through our website or email.
11.3 Continued use of our services constitutes acceptance of the updated policy.

12. CONTACT INFORMATION
For privacy-related inquiries or to exercise your rights, please contact:
Etihad Capital PSJC
Data Protection Officer
Email: privacy@etihadcapital.ae
Phone: +971 2 123 4567
Address: Abu Dhabi, United Arab Emirates

13. REGULATORY COMPLIANCE
This Privacy Policy complies with UAE data protection laws and regulations set forth by the Securities and Commodities Authority (SCA